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Personal Loan

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Would you like to treat yourself?

Use our convenient Personal Loan to buy the things you’ve had your eye on. A versatile loan that you can use for almost anything, our Personal Loan has the option of competitive variable and fixed interest rates, as well as flexible repayments. Access the finances you need without compromising your lifestyle. Apply today and with our quick approvals you’ll have your money in no time.

Use our Loan and Budget Calculators to see how a loan may affect your household budget.

11.74% pa
variable interest rate

12.79% pa
comparison rate1

Apply Online Call 1300 654 822 Web Chat

The Details:

With our flexible repayment options you can choose to pay weekly, fortnightly or monthly. Pay off your loan quicker with the freedom to make additional repayments.
If you manage to pay off your loan early, you won’t be penalised.3 Take advantage of free Redraw with a $500 minimum.
You will only incur a Break Cost Fee during a fixed interest rate period. Secure a loan for up to 7 years.
Interest is calculated daily and charged monthly in arrears. Minimum limit $5,000.
  Rates & Fees
Personal Loan (31)
Interest Rates
Variable Interest Rate 11.74% pa
Comparison Rate1 12.79% pa
Fixed Interest Rates 1 to 5 Years Yes, refer to Interest Rates page
Annual Service Fees $0 
Application Fee $0 
Establishment Fee2 $150 
Monthly Fee $0 
Redraw Fee $0 
  Ready to Apply

Let us assist with your borrowing needs. For a Personal Loan, you can:

Apply Online

Apply Online

Phone Us

Call 1300 654 822 between 8:00am and 7:00pm Monday to Thursday and Friday 8:00am and 6:00pm.


Complete a Personal Loan Application and return it to us.
Download the Personal Loan Documentation Checklist for a list of the documents required to apply for your Loan.

Visit Us

Complete an application in person at our Hawthorn East or Moonee Ponds Service Centres.

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

  More Info

Loan Repayments

Principal & interest repayments.


Personal loans may require security, but we assess it on a case by case basis.


Use our loan calculators to assist you to make informed decisions about borrowing money and paying off your loan:

Borrowing Power Calculator
Find out how much you can expect to borrow based on your current salary and existing financial commitments.

Loan Repayments Calculator
Work our what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

Extra Repayments Calculator
Calculate how much time and interest you can save by paying more than the minimum repayment.

Lump Sum Repayment Calculator
Calculate the time and interest you can save by paying a lump sum off your loan


Important Information
Interest Rates effective 31 October 2017. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.