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Green Personal Loan

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It is easy being green.

Let us reward you for your environmentally friendly lifestyle. The Green Personal Loan offers a reduced interest rate for Green home improvements and products. Have you been thinking about lowering your household’s footprint? Use the Green Personal Loan for environmentally conscious home improvements that also will lower your heating, cooling and water costs.

9.35% pa
variable interest rate

10.39% pa
comparison rate1

Apply Online Call 1300 654 822 Web Chat

The Details:

The reduced interest rate for environmentally friendly purchases helps you help the environment. You decide when you pay with weekly, fortnightly or monthly repayments.
We accept Additional Repayments so you can pay off your loan faster. Take advantage of free Redraw with a $500 minimum.
Avoid interest rates rises with the 1-5 year Fixed Interest Rate option. Break Cost Fees may apply during a fixed rate period.
No maximum loan amount means you can access as much as you need. Secure a loan for up to 7 years.
Interest calculated daily and charged monthly in arrears. Take advantage of optional Loan Repayment Insurance.
Minimum limit $5,000.  
  Rates & Fees
Green Personal Loan (L25)
Interest Rates
Variable Interest Rate 9.35% pa
Comparison Rate1 10.39% pa
Fixed Interest Rates 1 to 5 Years Yes, refer to Interest Rates page
Fees
Application Fee $0 
Establishment Fee2 $150 
Annual Fee $0 
Monthly Fee $0 
Redraw Fee $0 
  Ready to Apply

Let us assist with your borrowing needs. For a Personal Loan, you can:

Apply Online

Apply Online

Phone Us

Call 1300 654 822 between 8:00am and 7:00pm Monday to Thursday and Friday 8:00am and 6:00pm.

Download

Complete a Personal Loan Application and return it to us.
Download Personal Loan Documentation Checklist for a list of the documents required to apply for your Loan.

Visit Us

Complete an application in person at our Hawthorn East or Moonee Ponds Service Centres.

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

  More Info

Eligibility

The Green Personal Loan gives you the freedom to purchase any of the following environmentally friendly products:

  • Solar hot water systems.
  • Energy efficient white goods and appliances (excluding televisions). Minimum 5 star ratings apply, visit www.energyrating.gov.au for details.
  • Grey Water Treatment Systems.
  • Solar Panels and installations.
  • Rainwater tanks and installations.
  • Insulation.
  • Double Glazing.
  • Wind Turbine.
  • External Awnings.

Loan Repayments

Principal & interest repayments

Security

The Green Personal Loan is normally unsecured. You might be required to provide a Guarantor and/or vehicle as security.

  Calculators

Use our loan calculators to assist you to make informed decisions about borrowing money and paying off your loan:

Borrowing Power Calculator
Find out how much you can expect to borrow based on your current salary and existing financial commitments.

Loan Repayments Calculator
Work our what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

Extra Repayments Calculator
Calculate how much time and interest you can save by paying more than the minimum repayment.

Lump Sum Repayment Calculator
Calculate the time and interest you can save by paying a lump sum off your loan

 


Important Information
Interest Rates effective 31 October 2017. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
2. Only payable if loan is funded.