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Visa Classic

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Are you looking for a convenient everyday credit card with low interest?

Our Visa Classic is the perfect credit card for all of your day-to-day needs. With a low interest rate, no annual fee and up to 55 days interest free, this affordable card lets you easily access funds when you need them.

12.94% pa
purchase interest rate

12.94% pa
balance transfer rate

Apply Online Call 1300 654 822 Web Chat

The Details:

The competitive low interest rate saves you money as you spend.1 Minimum limit $2,000.
Get up to 55 days interest free on purchases, excluding cash advances and balance transfers. Reduce your costs with no annual fee.
Draw on funds anytime with convenient 24/7 access. Use your card as you like with no monthly administration fees.
Our quick approval time will get the Visa Classic Credit Card in your hands sooner. Enjoy the ease of Visa payWave contactless technology.
  Rates & Fees
Visa Classic Credit Card (S7)
Interest Rates
Purchase Interest Rate 12.94% pa
Balance Transfer Rate 12.94% pa
Cash Advance Interest Rate 12.94% pa
Annual Fee $0 
  Ready to Apply

Let us assist with your borrowing needs. For a Credit Card, you can:

Apply Online

Apply Online

Phone Us

Call 1300 654 822 between 8:00am and 7:00pm Monday to Thursday and Friday 8:00am and 6:00pm.


Complete a Credit Card Application and return it to us.
Download the Personal Loan Documentation Checklist for a list of the documents required to apply for your Loan.

Visit Us

Complete an application in person at our Hawthorn East or Moonee Ponds Service Centres.

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

  More Info

Accepted everywhere

The Visa Classic Credit Card travels with you, and can be used from almost any location in Australia and over 24 million places worldwide. Use your Visa Classic Credit Card:

  • Wherever the Visa logo is displayed.
  • At EFTPOS terminals (by pressing 'credit').
  • At contactless EFTPOS terminals (payWave) for transactions up to $100.
  • At ATM terminals where the Visa logo is displayed.
  • Over the phone to pay bills or to make purchases.
  • Via the internet to make purchases.
  • Using BPAY or BPAY View to pay bills online.

Balance Transfers

Would you like to easily reduce interest, save fees and consolidate your debts?

Think about transferring your balance from another credit card by completing the 'Balance Transfer Request' section on the application form.


Use our calculators to make informed decisions about your money.

Budget Planner Calculator
Manage your money effectively and achieve your savings goals with a budget.


Important Information
Credit Card Interest Rates effective 31 October 2017. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Variable interest rate. Fees and charges apply. Ask your consultant for full details.