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Cards |
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Our
range of cards offers you flexibility, giving you convenient
access to your funds, including credit.
The
cards we offer include:
 Visa Debit Card Enjoy Visa facilities, ATMs and
more .
ATM Card Convenient access to your funds.
Visa Credit Card One
of Australia 's top credit cards.
Our Members can access their funds at any time, anywhere in
the world.
More |
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Visa Debit Card |
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Our Visa Debit Card allows access to your funds wherever and whenever you need them. The Visa Debit Card is not a credit card, but allows purchases to be directly debited from your transaction account. |
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Benefits and Features |
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The card can be used:
- Anywhere the Visa logo is displayed worldwide.
- At EFTPOS terminals around Australia.
- To pay bills or make purchases over the phone or on the internet.
- At Commonwealth Bank ATMs.
- Through Bank@Post at participating Australia Post outlets.
- To bank fee free by pressing the ‘credit’ button to pay for purchases.
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Further Information |
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How Do I Apply?
Please call our friendly staff in our Member Contact Centre on 1300 654 822.
Alternatively, Members can download a Visa Debit Card application. Mail your completed application to Victoria Teachers Credit Union, P.O. Box 338, Camberwell 3124 or fax it to 03 9882 4348. |
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Related Links |
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Downloads |
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Our Terms and Conditions, which consist of Part A – Product Information, Part B – Fees and Charges and where applicable Part C – Interest Rates, should be considered before acquiring a product: |
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ATM Card |
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Our ATM Card gives you quick and convenient access to your savings or transaction account. |
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Benefits and Features |
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You can use your card to access your funds:
- At Commonwealth Bank ATMs.
- At EFTPOS terminals around Australia.
- In our branches at Camberwell and Moonee Ponds.
- Through Bank@Post at participating Australia Post outlets.
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Further Information |
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How Do I Apply?
Please call our friendly staff in our Member Contact Centre on 1300 654 822 or download an application form. |
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Downloads |
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Our Terms and Conditions, which consist of Part A – Product Information, Part B – Fees and Charges and where applicable Part C – Interest Rates, should be considered before acquiring a product: |
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Visa Credit Card |
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We have designed a Credit Card to suit you and your lifestyle. Our Visa Credit Card is exceptional value, offering a low interest rate, no annual fee and up to 55 days interest free.
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Benefits and Features |
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Our Credit Card features:
- No annual fee.
- A low interest rate.
- Up to 55 days interest free.*
- No monthly administration fees.
- 24/7 access.
*Excludes balance transfer and cash advances.
Where Can I Use My Card?
Your Victoria Teachers Credit Union Visa Card is accepted anywhere the Visa logo is displayed in Australia or overseas.
You can also use your card at EFTPOS terminals across Australia or to make purchases over the phone or via the internet.
Using your Visa Card Overseas
In several overseas countries Visa chip cards have been introduced.
As the introduction is recent, there may be the rare instance when an overseas merchant may be uncertain about how to process a transaction on a foreign Visa card.
Your Visa card will operate as usual (by pressing the CR button)in these countries. All the merchant has to do is swipe the card in the terminal and follow the prompts.
Further information can be obtained on the Visa International website, please click here.
What Do I Do If My Card Is Lost Or Stolen?
Call 1300 654 822 during business hours, or 1800 252 149 after hours.
If you lose your card overseas call +61 2 9959 7686 or contact Visa Global Assistance, click here for contact details.
Visa Global Assistance can arrange an Emergency Card within 48 hours. A fee of $150 for an Emergency Card is applicable (see fees).
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Further Information |
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Where Do I Find Out More?
For more information call our friendly Member Service Consultants on 1300 654 822 or click here for an application. |
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