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18 - 25 Starting Out Package
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Transaction Accounts

Deeming Savings (S9) Available to people receiving certain government pensions, this account is for handling your day-to-day transactions.

The Deeming Savings is an award winning Account. It won Gold (joint winner) in the Pensioner Deeming Account category - Personal Investor Awards for Excellence in Financial Services 2005.


Everyday (S1) For handling your day-to-day transactions.

First Access (S18) First Access is specially designed for 0-17 year olds. It is the perfect account for depositing pocket money or first salary.
Savings Accounts

Bonus Saver (S98) If you are saving to buy a home, this account offers you bonus interest rates* and no establishment fee when you take out a Home Loan with Victoria Teachers Credit Union.**

Budget Savings (S2) This account can be used as a secondary day-to-day account. It allows you to save for specific goals and budget for regular expenses.

Cash Management (S10) This account is a great way to save, offering high interest rates for larger deposits.

Christmas Club (S3) Start saving for Christmas expenses at any time of the year using this account.

First Home Saver Account (S20) The First Home Saver Account helps you save for your first home through a combination of low taxes and Government contributions. First Home Saver Account holders will have the Home Loan Establishment Fee waived for Home Loans funded by Victoria Teachers Credit Union.

First Saver (S19) First Saver is specially designed for 0-17 year olds. If you want to save for something special, you can make your money grow faster with a First Saver Account.

Online Saver (S99) This easy-to-use account offers high returns on your savings, helping you to achieve your goals faster. It is accessible via our secure and convenient Internet Banking service.
BSB Number - 704 191
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