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Cards |
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Our range of cards offer exceptional value, flexibility and convenient access to funds.
The
cards we offer include:
 Visa Debit Card
ATM Card
Visa Credit Card
Our Members can access their funds at any time, anywhere in
the world.
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Card Protection
Secure Sentinel is a provider of registration and protection services that help minimise the risk of fraudulent activity associated with stolen financial cards and mobile phones. This service also includes assistance with retrieval of personal possessions such as passports, luggage, keys and other important documents.
More
Pen or PIN?
From 4 June 2008, when using your Visa Debit Card or Visa Credit Card in shops there will be two options available to you to conduct a ‘credit’ purchase. You will now be able to enter your PIN or sign as normal for these types of purchases.
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Visa Debit Card |
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Our Visa Debit Card allows access to your funds wherever and whenever you need them. The Visa Debit Card is not a credit card, but allows purchases to be directly debited from your transaction account. |
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Benefits and Features |
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The card can be used:
- Anywhere the Visa logo is displayed worldwide.
- At EFTPOS terminals around Australia.
- To pay bills or make purchases over the phone or on the internet.
- At Commonwealth Bank ATMs.
- Through Bank@Post at participating Australia Post outlets.
- To bank fee free by pressing the ‘credit’ button to pay for purchases.
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Further Information |
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How Do I Apply?
Please call our friendly staff in our Member Contact Centre on 1300 654 822.
Alternatively, Members can download a Visa Debit Card application. Mail your completed application to Victoria Teachers Credit Union, P.O. Box 338, Camberwell 3124 or fax it to 03 9882 4348. |
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Related Links |
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Downloads |
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Our Terms and Conditions, which consist of Part A – Product Information, Part B – Fees and Charges and where applicable Part C – Interest Rates, should be considered before acquiring a product: |
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ATM Card |
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Our ATM Card gives you quick and convenient access to your savings or transaction account. |
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Benefits and Features |
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You can use your card to access your funds:
- At Commonwealth Bank ATMs.
- At EFTPOS terminals around Australia.
- In our branches at Camberwell and Moonee Ponds.
- Through Bank@Post at participating Australia Post outlets.
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Further Information |
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How Do I Apply?
Please call our friendly staff in our Member Contact Centre on 1300 654 822 or download an application form. |
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Downloads |
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Our Terms and Conditions, which consist of Part A – Product Information, Part B – Fees and Charges and where applicable Part C – Interest Rates, should be considered before acquiring a product: |
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Visa Credit Card |
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We have designed a Credit Card to suit you and your lifestyle. Our Visa Credit Card is exceptional value, offering a low interest rate, no annual fee and up to 55 days interest free.
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Benefits and Features |
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Our Credit Card features:
- No annual fee.
- A low interest rate.
- Up to 55 days interest free.*
- No monthly administration fees.
- 24/7 access.
*Excludes balance transfer and cash advances.
Where Can I Use My Card?
Your Victoria Teachers Credit Union Visa Card is accepted anywhere the Visa logo is displayed in Australia or overseas.
You can also use your card at EFTPOS terminals across Australia or to make purchases over the phone or via the internet.
Using your Visa Card Overseas
In several overseas countries Visa chip cards have been introduced.
As the introduction is recent, there may be the rare instance when an overseas merchant may be uncertain about how to process a transaction on a foreign Visa card.
Your Visa card will operate as usual (by pressing the CR button)in these countries. All the merchant has to do is swipe the card in the terminal and follow the prompts.
Further information can be obtained on the Visa International website, please click here.
What Do I Do If My Card Is Lost Or Stolen?
Call 1300 654 822 during business hours, or 1800 252 149 after hours.
If you lose your card overseas, call +61 2 9959 7686.
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Further Information |
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Where Do I Find Out More?
For more information call our friendly Member Service Consultants on 1300 654 822 or click here for an application. |
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