Victoria Teachers Credit Union
Personal Loans
For Students
For Share Investors
For Car Purchases
For General Purposes
Our Personal Loans
for general purposes
The 4 steps...

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Apply For Your Loan

The next step is to select the most appropriate personal loan for your requirements, review all the features of your chosen loan, ensure you have all the necessary documentation and apply.

Personal Loan – This is a competitive loan for any worthwhile purpose, from buying a boat or funding a holiday to financing home renovations, or even debt consolidation.
Revolving Personal Loan1 – This is the perfect solution when you need ongoing readily available finance with the flexibility of Visa Debit Card access and the control of a Personal Loan.
Line of Credit – Provides fast and convenient access to extra funds when you need them.  Similar to an overdraft, it works like an emergency fund that you can access directly through your Savings Account.
Credit Card – Provides ongoing access to credit for everyday purchases. Our Visa Credit Card is exceptional value, offering a low interest rate, no annual fee and up to 55 days interest free2.


If you think the Credit Card is suitable for your requirements continue to the Credit Card features page.

Credit Card Features

To view and compare all of our Personal Loans, click on the 'View Personal Loans' image below.


View Personal Loans

1. Not available for debt consolidation.

2. Excludes balance transfer and cash advances





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