Victoria Teachers Credit Union

Select Your Loan

The first step is ensuring that you are selecting the personal loan that best suits your needs.

•	Personal Loan – This is a competitive loan for any worthwhile purpose, from buying a boat or funding a holiday to financing home renovations, or even debt consolidation.
•	Revolving Personal Loan¹ – This is the perfect solution when you need ongoing readily available finance with the flexibility of Visa Debit Card access and the control of a Personal Loan.
•	Line of Credit – Provides fast and convenient access to extra funds when you need them. Similar to an overdraft, it works like an emergency fund that you can access directly through your Savings Account.
•	Credit Card – Provides ongoing access to credit for everyday purchases. Our Visa Credit Card is exceptional value, offering a low interest rate, no annual fee and up to 55 days interest free².

If you think the Personal Loan, Revolving Personal Loan or the Line of Credit is suitable for your requirements continue to the next step.

If you think the Credit Card is suitable for your requirements continue to the Credit Card features page.

We also offer personal loans for other specific purposes:

For students
To purchase a shares
To purchase a car

1. Not available for debt consolidation.

2. Excludes balance transfer and cash advances.

Learn more about other products and services from Victoria Teachers Credit Union.