Credit
Card
We
have designed a Credit Card to suit you and your lifestyle.
Our Visa Credit Card is exceptional value, offering a low interest
rate, no annual fee and up to 55 days interest free.
Main Features
| Annual Fee |
No |
| Interest Free Period |
Up to 55 days * |
| Rewards Program |
No |
| Minimum monthly payments |
5% of the outstanding balance or $20 whichever
is greater |
| Cash Advances Available |
Yes |
*Excludes
balance transfer and cash advances
.
Where Can I Use My Card?
Your Victoria Teachers
Credit Union Visa Card is accepted anywhere the Visa logo
is displayed in Australia or overseas.
You can also use your card at EFTPOS terminals across Australia
or to make purchases over the phone or via the internet.
Interest
Calculated daily and charged
monthly in arrears.
How
Do I Apply?
Applying for your
Credit Card is easy. Simply download a Credit
Card application.
Complete
the application, include the documentation (as detailed
below) and return it to the Credit Union by mail, fax
or take it to one of our Member Service Centres in Camberwell
or Moonee Ponds.
To book
an appointment with one of our friendly Member Service Consultants,
or request an application form, call 1300 654 822.
Documentation
You will need to attach the following documentation to your
application:
- 3
months of Bank Statements (if you have been a Member
for less than 6 months).
- Proof
of studies and copy of the past year’s results.
- Proof
of residency (may be required).
- If
you are working, please provide one of the following (unless
you currently have your whole of pay deposited to your Credit
Union account):
- A
letter from your current employer confirming employment.
- Current
payslip/s showing employer’s name and address.
- If
you have another source of income, please specify on the
application and supply evidence.
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