Victoria Teachers Credit Union


	Personal Loans



	Our Personal Loans

Interest Rates


	Annual % Rate p.a.	Comparison Rate p.a.


Used Car Loan	10.95%	10.99%⁴

Share Loan	11.20%	11.20%⁵

Personal Loan	12.70%	12.70%⁶

Revolving Personal Loan	12.70%	N/A


Student Loan	11.70%	11.74%⁴

Student Loan (deferred)	12.20%	12.24%⁴

Line of Credit	14.49%	N/A
Credit Card	14.24%	N/A

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. 1. Rates are indicative only. Fixed Rates are fixed at the date of funding. 2. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. 3. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years. 4. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. 5. Comparison rate calculated on an unsecured loan amount of $2,500 for a term of 2 years. 6. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. 7. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

To download a Comparison Rate Schedule, click here.

Learn more about other products and services from Victoria Teachers Credit Union.