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Personal Loans Comparison Table

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  Personal Loan Share Loan Green Personal Loan

Features

Description Easily access funds when you need to, for a variety of purposes, using this competitive and flexible loan. Get the finances you need to invest in the share market and build your investment portfolio. Be rewarded with a reduced interest rate, when accessing funds for environmentally conscious home improvements.

Fees

Establishment Fee Yes* Yes* Yes*
Administration Fee No No No
Service Fees (Annual) No No No

Interest Rates

Interest Rate (p.a.) 11.74% pa 10.25% pa 9.35% pa
Comparison Rate (p.a.) 12.79% pa2 11.29% pa2 10.39% pa2
Fixed Interest Rate (p.a.) Refer to Interest Rates Refer to Interest Rates Refer to Interest Rates

Repayments and Redraw

Repayment Frequency W,F,M3 W,F,M3 W,F,M3
Additional Repayments Accepted Yes Yes Yes
Fixed Interest Rate Available6 Yes Yes Yes
Early Repayment Penalty No No No
Fixed Rate Break Cost Yes Yes Yes
Redraw Available Yes Yes Yes
Redraw Fees No No No
Minimum Redraw Amount $500 $500 $500
Security Required May be required May be required May be required
 
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Important Information
Interest Rates effective 7 September 2017. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions are available on request.
2. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
3. Weekly, fortnightly or monthly repayments.
4. Each applicant will be assessed individually and advised if this will be required.
5. Available for 1-5 year terms.
* $150 establishment fee applies to all Personal Loan types (Personal, Green Personal, Car, Green Car and Share) whether secured or unsecured, and is only payable if the loan is funded.