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Personal Loans

Share Loan

Get finance to invest in the share market.

Our Share Loan allows you to purchase shares for investment purposes.


Main Features

  • No application fees.
  • Weekly, fortnightly or monthly repayments.
  • Additional repayments accepted.
  • Redraw available (min $500)
  • No maximum loan amount.
  • Optional Loan Repayment Insurance.

Interest

Calculated daily and charged monthly in arrears.

Repayments

Principal & Interest repayments.

Security

This loan is typically unsecured.

Rates & Fees

Interest Rate (p.a.)1 11.05%
Comparison Rate (p.a.)2 14.76%
Application Fee $0
Establishment Fee3 $90
Monthly Fees $0
Annual Service Fees $0

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

  1. Interest Rates effective 20 December 2011. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
  2. Comparison rate calculated on an unsecured loan amount of $2,500 for a term of two years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions are available on request.
  3. Only payable if loan is funded.

Calculators

Loan Repayments

Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

 

Extra Repayments

Calculate how much time and interest you can save by paying more than the minimum repayment.

 

Lump Sum Repayments

Calculate the time and interest you can save by paying a lump sum off your loan.

 

More Information

Download

Personal Loans Brochure

We understand there are all sorts of reasons why you may need to borrow money. That’s where our competitive Personal Loans come in.

 

How do I apply?

Download

Download a Personal Loan Application

Complete the application and return it to the Credit Union by mail, fax or take it to one of our Member Service Centres.

 

Download

Download a Share Loan Documentation Checklist

For a list of the documents required to apply for your Loan.

 

Book

Speak to a Consultant

For more information please call one of our friendly Lending Consultants on 1300 654 822.