Personal Loans

Personal Loan

Summary
Rates & Fees
Calculators
More Info
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A competitive rate and flexible repayment options.

A personal loan helps you buy the things you want, so you can enjoy them now. Our Personal Loan can be used for almost anything. It has a competitive variable interest rate and flexible repayment options so you will not have to compromise your lifestyle.

Applying is easy and with a quick approval, you will have the finance you require in no time!

Main Features

Weekly, fortnightly or monthly repayments.
Additional repayments accepted.
Redraw available (min $500).
No Early Repayment penalty
No maximum loan amount.
9 year maximum loan term.
Optional Loan Repayment Insurance.

Interest

Calculated daily and charged monthly in arrears.

Repayments

Principal & Interest repayments.

Security

This loan is typically unsecured.

Rates & Fees

Interest Rate (p.a.)¹	12.55%
Comparison Rate (p.a.)²	13.18%
Application Fee	$0
Establishment Fee³	$90
Monthly Fees	$0
Annual Service Fees	$0
Redraw Fees	$0

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

Interest Rates effective 20 December 2011. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. Variable interest rate advertised subject to change. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
Only payable if loan is funded.

Calculators

	Borrowing Power Find out how much you can expect to borrow based on your current salary and existing financial commitments.
	Loan Repayments Work out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.
	Extra Repayments Calculate how much time and interest you can save by paying more than the minimum repayment.
	Lump Sum Repayments Calculate the time and interest you can save by paying a lump sum off your loan.