Personal Loans

Interest Rates effective 1 September 2010.
Credit Card interest rate effective 1 September 2010 for existing Credit Cards.

  Variable Interest Rate (p.a.) Comparison Interest Rate (p.a.)5
New Car Loan 9.35% 9.38%1
Used Car Loan 10.35% 10.49%2
Share Loan 10.60% 11.41%3
Personal Loan 12.10% 12.24%4
Revolving Personal Loan 12.10% N/A
Student Loan 11.10% 11.24%2
Student Loan (deferred) 11.60% 11.74%2
Line of Credit 13.89% N/A
Credit Card 13.64% N/A

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

  1. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years.
  2. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years.
  3. Comparison rate calculated on an unsecured loan amount of $2,500 for a term of 2 years.
  4. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years.
  5. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. A comparison rate schedule is available on request at the addresses below. Fees and charges apply. Terms and Conditions are available on request.
  6. Green Loans are provided in conjunction with the Australian Government. Special qualifying criteria apply.

The relevant provisions of the Mutual Banking Code of Practice apply to these services and facilities. The Credit Union may charge a fee for these services and facilities. Refer to the Fees and Charges brochure, available on request. Full terms and conditions including variations to interest rates are prescribed in the Terms and Conditions brochure, available on request. Subject to change without notice.