Personal Loans
Interest Rates effective 17 May 2013.
| |
Variable Interest Rate (p.a.) |
Comparison Interest Rate (p.a.)4 |
| New Car Loan |
9.24% |
9.37%1 |
| Used Car Loan |
10.24% |
10.86%2 |
| Green Car Loan |
8.74% |
8.87%1 |
| Share Loan |
10.60% |
11.22%3 |
| Personal Loan |
12.10% |
12.73%3 |
| Green Personal Loan |
9.70% |
10.32%3 |
| Revolving Personal Loan |
12.10% |
N/A |
| Student Loan |
11.10% |
11.73%2 |
| Student Loan (deferred) |
11.60% |
12.23%2 |
| Line of Credit |
13.44% |
N/A |
Fixed Term Personal Loans
|
Fixed Term
Interest Rate (p.a.)5
|
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| New Car |
9.24% |
9.24% |
9.24% |
9.24% |
9.24% |
| Comparison Rate (p.a.)4 |
9.37%1 |
9.37%1 |
9.37%1 |
9.37%1 |
9.37%1 |
| Used Car |
10.24% |
10.24% |
10.24% |
10.24% |
10.24% |
| Comparison Rate (p.a.)4 |
10.86%2 |
10.86%2 |
10.86%2 |
10.86%2 |
10.86%2 |
| Green Car |
8.74% |
8.74% |
8.74% |
8.74% |
8.74% |
| Comparison Rate (p.a.)4 |
8.87%1 |
8.87%1 |
8.87%1 |
8.87%1 |
8.87%1 |
| Share |
10.60% |
10.60% |
10.60% |
10.60% |
10.60% |
| Comparison Rate (p.a.)4 |
11.22%3 |
11.22%3 |
11.22%3 |
11.22%3 |
11.22%3 |
| Personal |
12.10% |
12.10% |
12.10% |
12.10% |
12.10% |
| Comparison Rate (p.a.)4 |
12.73%3 |
12.73%3 |
12.73%3 |
12.73%3 |
12.73%3 |
| Green Personal |
9.70% |
9.70% |
9.70% |
9.70% |
9.70% |
| Comparison Rate (p.a.)4 |
10.32%3 |
10.32%3 |
10.32%3 |
10.32%3 |
10.32%3 |
| Student |
11.10% |
11.10% |
11.10% |
11.10% |
11.10% |
| Comparison Rate (p.a.)4 |
11.73%2 |
11.73%2 |
11.73%2 |
11.73%2 |
11.73%2 |
| Student Deferred |
11.60% |
11.60% |
11.60% |
11.60% |
11.60% |
| Comparison Rate (p.a.)4 |
12.23%2 |
12.23%2 |
12.23%2 |
12.23%2 |
12.23%2 |
Credit Cards
Interest Rates effective 17 May 2013.
| |
Purchase Variable Interest Rate (p.a.) |
Balance Transfer Variable Interest Rate (p.a.) |
Cash Advance Variable Interest Rate (p.a.) |
| Visa Platinum Credit Card |
9.99% |
9.99% |
19.99% |
| Visa Classic Credit Card |
13.19% |
13.19% |
13.19% |
Terms and Conditions
Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates
- Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years.
- Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years.
- Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years.
- WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions are available on request.
- Rates are indicative only. Fixed rates are fixed at the date of funding.
The relevant provisions of the Mutual Banking Code of Practice apply to these services and facilities. The Mutual Bank may charge a fee for these services and facilities. Refer to the Fees and Charges brochure, available on request. Full terms and conditions including variations to interest rates are prescribed in the Terms and Conditions brochure, available on request. Subject to change without notice.