A great value Visa card for convenience.
Our great value Visa Credit Card comes with a low interest rate, no annual fee and up to 55 days interest free.
Main Features
- A low competitive interest rate.1
- No annual fee.
- Up to 55 days interest free.2
- No monthly administration fees.
- 24/7 access.
- Quick approval.
- Easy repayment options.
- Bonus Loan Protection.3
Accepted everywhere
Our Visa Credit Card can be used in Australia and worldwide, including EFTPOS terminals, ATMs, over the phone or internet, using BPAY, or in person anywhere you see the Visa logo.
Balance transfers
Want to reduce interest, save fees and consolidate your debts?
Think about transferring your balance from another lender by completing the 'Balance Transfer Request' section on the application form.
- Variable interest rate. Fees and charges apply. Full details on request.
- Does not apply to cash advances or balance transfers.
- Available to eligible applicants. Conditions apply. Victoria Teachers Credit Union has insurance coverage with CUNA Mutual Life Australia Limited (CMLA) under which the outstanding credit card balance for eligible credit cards will be paid by CMLA to the Credit Union on a borrower's death whilst the insurance is current. Victoria Teachers Credit Union has put this insurance in place at its own cost to remove the extra financial burden that families can have at this sensitive time. Details of the insurance cover held by the Credit Union can be obtained by contacting us on 1300 654 822.