Credit Card

Overview

Overview

Summary
Rates & Fees
Calculators
More Info
Apply

A great value Visa card for convenience.

Our great value Visa Credit Card comes with a low interest rate, no annual fee and up to 55 days interest free.

Main Features

A low competitive interest rate.¹
No annual fee.
Up to 55 days interest free.²
No monthly administration fees.
24/7 access.
Quick approval.
Easy repayment options.

Accepted everywhere

Our Visa Credit Card can be used in Australia and worldwide, including EFTPOS terminals, ATMs, over the phone or internet, using BPAY, or in person anywhere you see the Visa logo.

Balance transfers

Want to reduce interest, save fees and consolidate your debts?

Think about transferring your balance from another lender by completing the 'Balance Transfer Request' section on the application form.

Variable interest rate. Fees and charges apply. Full details on request.
Does not apply to cash advances or balance transfers.

Rates & Fees

Interest Rate (p.a.)¹	13.64%
Annual Fee	$0

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates

Interest Rates effective 20 December 2011. Effective 20 December 2011 for exisiting Credit Cards. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

Calculators

Budget Calculator

Wondering where your money goes? Help plan for the future by doing your budget online.

More Information

A Credit Card is a form of short-term finance, to buy goods or services now and pay for them later. Using our Credit Card is very convenient and efficient. It reduces the amount of cash you need to carry and it also allows you to purchase goods and services over the internet and phone.

How do I apply?

Download a Credit Card Application

Complete the application and return it to the Credit Union by mail, fax or take it to one of our Member Service Centres.

Download a Personal Loan Documentation Checklist

For a list of the documents required to apply for your Loan.

Speak to a Consultant

For more information please call one of our friendly Lending Consultants on 1300 654 822.