We understand that your health is very important. Our trusted parter, Australian Unity, provide extensive health cover designed to fully protect the kind of lifestyle you have worked hard to achieve. With Income/Life/Trauma Insurance provided by Zurich, you can make sure your family is looked after. Allianz LifeCover Plus offers flexible comprehensive life insurance cover to help build a secure future for you and your family.
Health
- 7.5% discount available to Victoria Teachers Credit Union Members.
- A wide variety of cover options for both singles and families.
- Flexible excess options.
For more information or to join Australian Unity Health Insurance, please call
1300 302 422.
Zurich Life and Income
- Zurich Ezicover Term - Offers a lump sum payment on death or terminal illness.
- Zurich Ezicover Select - Offers a lump sum payment on death or terminal illness for a set period of 5, 10 or 15 years.
- Zurich Ezicover Trauma - Offers a lump sum payment on diagnosis or occurrence of a heart attack, stroke, malignant cancer or coronary artery by-pass surgery.
- Zurich Ezicover Needlestick Plus - Offers a lump sum payment on accidental infection of HIV (Human Immunodeficiency Virus), Hepatitis B or Hepatitis C while working in specified occupations.
- Zurich Ezicover Income Replacement – pays a monthly benefit of up to 75% of your average monthly pre-tax income (maximum $4,500) if you are unable to work due to sickness or injury. Premiums generally tax deductible.
- Zurich Funeral Plan - Offers a lump sum payment of $5,000, $10,000 or $15,000 on death to help pay for funeral costs.
For more information please call Zurich on 1800 025 015.
Allianz Life
Allianz LifeCover Plus offers straightforward and affordable life insurance options to help safeguard your financial position.
- Up to $1.5 million Life cover depending on your age at application.
- Comprehensive life insurance cover - up to 30% cheaper than average competitor prices.¹
- Optional cover available in case you suffer a specified critical illness (such as cancer) or become permanently unable to work.²
- No medicals required to apply and an immediate decision provided.
- Simple application - get an online life insurance quote in just one minute.
Please refer to the Allianz LifeCover Plus Product Disclosure Statement and Policy Document for full details of when a benefit would be payable.
Obtain more information on Allianz LifeCover Plus and access their life insurance calculator online or call Allianz on 1300 362 108.
General Advice Warning:
This advice is general advice only and has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any general insurance product or service you should obtain and consider the relevant Product Disclosure Statement (PDS) available from Victoria Teachers Credit Union.
Terms and Conditions
Health
Premium subject to yearly benefit entitlements. Discounts are inclusive of all other discounts and when payment is by direct debit through a Victoria Teachers Credit Union account. Excludes Health Travel Cover. Health cover provided by Australian Unity Health Limited (ABN 13 078 722 568).
Zurich Life
Victoria Teachers Credit Union act as referrers only for these products and as such we cannot provide opinions, recommendations or endorsements about the products. You should read the relevant Product Disclosure Statement (PDS) to decide for yourself if the product is appropriate for your individual circumstances. The PDS can be obtained online at www.victeach.com.au or by contacting one of our friendly Insurance Consultants on 1300 654 166. If you buy a policy we will receive a commission of 20% (plus GST) of all premiums paid.
Allianz Life
1. Cumulative average premium of relevant direct life insurers take from their websites as at 1 July 2010, based on ages 30, 35, 40, 45 and 50 years. 2. Please refer to the Allianz LifeCover Plus Product Disclosure Statement for full details of when benefit would be payable. Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 (‘Allianz Life’) is the issuer of this life insurance product. Victoria Teachers Credit Union, ABN 44 087 651 769, AFSL/ACL 240 960 acts under a referral basis as an agent of Allianz Life and not as your agent, and receives commission on this life insurance product as a percentage of the premium paid for each policy ranging from 10% to 20%. Before making a decision about this insurance please refer to the relevant Product Disclosure Statement and Policy Document available on www.victeach.com.au or by phoning 1300 362 108. Victoria Teachers Credit Union do not provide any advice on this life insurance product and any advice provided about this life insurance is general advice only, is provided by Allianz Life, and does not take into consideration your objectives, financial situation or needs, which you should consider before deciding whether to acquire this product.