We understand that your health is very important. Our trusted parter, Australina Unity, provide extensive health cover designed to fully protect the kind of lifestyle you have worked hard to achieve. With Income/Life/Trauma Insurance provided by Zurich, you can make sure your family is looked after.
Health
- 7.5% discount available to Victoria Teachers Credit Union Members.
- A wide variety of cover options for both singles and families.
- Flexible excess options.

For more information or to apply please call our friendly Insurance Consultants on
1300 654 166.
Life and Income
- Zurich Ezicover Term - Offers a lump sum payment on death or terminal illness.
- Zurich Ezicover Select - Offers a lump sum payment on death or terminal illness for a set period of 5, 10 or 15 years.
- Zurich Ezicover Trauma - Offers a lump sum payment on diagnosis or occurrence of a heart attack, stroke, malignant cancer or coronary artery by-pass surgery.
- Zurich Ezicover Needlestick Plus - Offers a lump sum payment on accidental infection of HIV (Human Immunodeficiency Virus), Hepatitis B or Hepatitis C while working in specified occupations.
- Zurich Ezicover Income Replacement – pays a monthly benefit of up to 75% of your average monthly pre-tax income (maximum $4,500) if you are unable to work due to sickness or injury. Premiums generally tax deductible.
- Zurich Funeral Plan - Offers a lump sum payment of $5,000, $10,000 or $15,000 on death to help pay for funeral costs.

For more information or to apply please call our friendly Insurance Consultants on
1300 654 166.
General Advice Warning:
This advice is general advice only and has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any general insurance product or service you should obtain and consider the relevant Product Disclosure Statement (PDS) available from Victoria Teachers Credit Union.
Terms and Conditions
Health
Premium subject to yearly benefit entitlements.Discounts are inclusive of all other discounts and when payment is by direct debit through a Victoria Teachers Credit Union account. Excludes Health Travel Cover. Health cover provided by Australian Unity Health Limited (ABN 13 078 722 568).
Life
Victoria Teachers Credit Union act as referrers only for these products and as such we cannot provide opinions, recommendations or endorsements about the products. You should read the relevant Product Disclosure Statement (PDS) to decide for yourself if the product is appropriate for your individual circumstances. The PDS can be obtained online at www.victeach.com.au or by contacting one of our friendly Insurance Consultants on 1300 654 166. If you buy a policy we will receive a commission of 20% (plus GST) of all premiums paid.