New Home Loans
Interest Rates effective 10 May 2012.
| |
Variable Interest Rate (p.a.) |
Comparison Interest Rate (p.a.)2 |
| Basic Home Loan |
6.24% |
6.28%1 |
| Offset Home Loan |
6.74% |
6.78%1 |
| Equity Line of Credit |
6.79% |
N/A |
| Bridging Loan |
6.74% |
6.81%1 |
| Construction Loan |
6.74% |
6.81%1 |
| Interest Only Investment Loan |
6.54% |
6.58%1 |
| Fixed Term |
Fixed Interest Rate (p.a.)3 |
Fixed Basic Comparison Rate (p.a.)2 |
Fixed Offset Comparison Rate (p.a.)2 |
Fixed Interest Only Comparison Rate (p.a.)2 |
| 1 Year |
6.14% |
6.27%1 |
6.72%1 |
6.54%1 |
| 2 Year |
6.14% |
6.26%1 |
6.66%1 |
6.50%1 |
| 3 Year |
6.33% |
6.31%1 |
6.67%1 |
6.52%1 |
| 4 Year |
6.79% |
6.49%1 |
6.80%1 |
6.68%1 |
| 5 Year |
6.84% |
6.55%1 |
6.83%1 |
6.72%1 |
Terms and Conditions
Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates
- Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years.
- WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions are available on request.
- Rates are indicative only. Fixed Rates are fixed at the date of funding.
The relevant provisions of the Mutual Banking Code of Practice apply to these services and facilities. The Mutual Bank may charge a fee for these services and facilities. Refer to the Fees and Charges brochure, available on request. Full terms and conditions including variations to interest rates are prescribed in the Terms and Conditions brochure, available on request.